Friths are able to offer a diverse range of insurance products. Please contact Roger Hanson if you require information on any of these:

• Accounts Receivable – Insurance against loss of records and thereby unable to recover debt
• Aquaculture – fish farms
• Associations Liability Insurance – specialist cover for charitable associations against their various Third Party Liabilities
• Aviation – Glider, Fixed Wing, Helicopter own damage and liability, hangers
• Bailees – storage facility liability insurance
• Bloodstock – horses, specialist breeds, mortality/injury cover
• Boat Builders – cover during construction
• Boats – pleasurecraft, charter, fishing vessel, tourist vessel, ships
• Boat Repairer – specialist liability cover for repair work
• Body Corporate – body corporate property, mortgagee requirements, unit title
• Boiler Explosion – standard policies do not cover, need for specialist
• Bonds – guarantee for contracts are available
• Buildings – office block, body corporates, commercial and industrial
• Business Interruption – also known as Consequential Loss, Loss of Profits ~ protects loss of turnover after a major premises loss
• Car – private vehicles, caravans and trailers
• Cargo Export/Import/Local – damage to product on the move
• Carriers – liability as carrier for goods being moved on behalf of others
• Catch – fishermen can insure their catch
• Charterers – specialist liability when chartering a vessel/boat
• Contents of House – variety of house contents insurance available
• Contract Works – new builds or alterations require specialist cover during construction
• Credit – bad debt protection from non-paying buyers
• Crop – orchards/orchardists farmers cover against destruction and hail damage
• Defamation – liable or slander specialist cover
• Directors – Directors and Officers personal protection
• Employees – liability to employers for injury and employment disputes
• Environmental Impairment – ‘long term’ pollution
• Event Cancellation – cancellation of that special event due to rain or other event
• Extended Warranty – extending manufacturers’ warranty on goods sold by retailers
• Farm – covering assets and liability for farms
• Fidelity / Fraud – theft by employee or others, including via internet
• Food Spoilage – perishable food items held in cold storage
• Forest – loss by fire, lightening, etc
• Freight Forwarders – specific liability for / liability of Freight Forwarder
• Hire Purchase – coverage for continuing payments after redundancy, illness
• House – private house insurance packages available
• Hulls / Ships – from runabout to tourist/fishing to RORO
• Industrial Special Risk – covering your static assets (building, plant, stock) against damages
• Internet – liability attaching to internet/credit use
• Life Insurance – disability, trauma, mortgagee protection, medical
• Live Stock – covering mortality /  injury
• Malicious Product Tamper – goods maliciously tampered
• Marine Insurance – covers all aspects of maritime related insurance – cargo, hull, liabilities, repairers, buildings, shippers
• Medical – alternatives to Southern Cross
• Motor Fleet – taxis, long haul, short haul, busses, carriers, repairers
• Pluvius – event cancellation caused by rain
• Product Liability – damage by your products to persons or property
• Professional Indemnity – professionals who give advice can be libel
• Public Liability – liability to third parties, i.e. bodily injury, property
• Punitive – exemplary and punitive cover for bodily injury in NZ
• Recall – costs and compensation for recalled products
• Seedsman – specialist cover for seed merchants
• Ship – builders, repairers and owners – specific coverage
• Statutory Liability – fines, costs and penalty compensation when in breach of NZ Statutory Acts
• Taxis – specific designed package for taxi operators
• Terrorism – can be covered in NZ
• Transport Operators – long/short haul carriers, Bailees, Freight Forwarders
• Travel – individual or corporate comprehensive cover for medical and baggage when going overseas
• Trustee – personal protection for trustees